your home business and homeowners insurance

When you operate a business from your home, you need to know if it is covered under your homeowners insurance policy. Click for more.

your home business and homeowners insurance

Surprising Expenses ALE May Cover

13 March 2017
 Categories: Insurance, Blog

Home insurance includes Additional Living Expenses, ALE, that caters for the additional costs you are likely to incur if your house is damaged and you must live elsewhere during its repair. ALE caters for a wide variety of expenses, some you may not even know about. Here are a few examples of these expenses: Laundry Expenses If you have a clothes washer and dryer at home, then washing clothes will be as simple as heading to the laundry room and loading the machine.
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Considering a Pizza-Delivery Job? What You Need to Know About Auto Insurance

19 October 2016
 Categories: Insurance, Articles

Delivering pizza can be a stressful job: it's tough to get pizzas across town in heavy traffic before they cool off, and customers order pizza for delivery when they don't want to go out on the road, like during a storm or late at night. However, if you need to make some cash, delivering pizzas can provide a reliable income, complete with tips. But before you fill out an application or accept a job as a pizza-delivery driver, there's one important thing that you need to consider—your auto insurance.
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6 Areas Of Insurance Coverage Your Startup Must Consider Prior To Launch

17 October 2016
 Categories: Insurance, Blog

As if launching a startup wasn't already complicated and risky, as the business owner, you must consider your need for insurance. Choosing what to cover and what to take a chance on is overwhelming, but failure to protect your assets could easily result in you losing everything you've worked so hard for. Here's a quick breakdown of the specific insurance your new business may need: 1. Your Products Unforeseen events, structural deficiencies, miscalculations and a host of other factors can result in product recalls, which could really harm your business - perhaps even bankrupt it, if you don't have the right insurance.
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3 Auto Insurance-Related Tips For Carpoolers To Pass Around The Office

31 May 2016
 Categories: Insurance, Articles

Do you and your coworkers frequently carpool to the office together? If so, it's time to have a talk about carpooling safety. Of course you all need to take the obvious precautions, such as buckling up your seat belts and staying off your phones when it's your turn at the wheel, but have you considered safety as it relates to auto insurance? Ensure the long-term safety of your coworkers -- not just their immediate safety -- by reading the below 3 tips and then printing them out and passing them around the office break room.
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Customized Cars: 3 Things To Consider When Adding Customized Parts And Equipment Coverage To Your Insurance Policy

13 May 2016
 Categories: Insurance, Articles

Americans' love affair with cars has only increased in recent years, with more and more Americans looking into customizing or modifying their cars. Whether you like upgrading from original equipment manufacturer (OEM) parts to high-performance aftermarket parts or simply modifying the outer appearance of your cars, it's important that you protect your investment by purchasing additional coverage with your car insurance provider. In particular, you should look into adding customized parts and equipment coverage to your policy.
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your home business and homeowners insurance

When you operate a business from your home, you enjoy the benefit of not having to commute to a busy office every single day. One thing that you may not have considered is whether your home business is covered under your current homeowners insurance policy. If you have expensive equipment, inventory and files stored in your home, you may need to add a rider to your insurance policy to ensure that you are covered. Find out more about how a home business can impact your homeowners insurance policy and whether or not you are protected as your policy stands today.

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